![]() “I thought, if I were going to start a new bank, it wouldn’t be to close loans, it would be to open relationships,” he notes. ![]() It’s a tool for me to help the community.”Īnd, as banks consolidate in DFW, Hansen says local decision-making is needed. “I wanted to help people grow and prosper economically,” he says. ![]() Hansen and the Tyme team saw a gap in the banking landscape. Tyme has also assembled a non-governing advisory board of community evangelists. Hansen says that two local female banking executives will serve as executive officers, but are unidentified because of their current positions at other institutions. Herzog is the group’s chief liquidity officer and credit officer. Also serving as founders and advisers are: Taylor Herzog, Jonathan Price, Ronnie Shalev, Reagan Rorschach, Robby Pettigrew, Joshua Bruton, Trent Tomlin, Prabha Sri, and Gilbert Travis. Together they form the organizing group for the bank. Joining Hansen and Chairman Mani Jacob on the board of directors are banking and business veterans Tom Yenne, Patti McKee, Danny Brady, Geoffrey Sloma, Paul Chacko, and Randall James. “Your board needs to be diverse and represent the members of your community,” he says. For Hansen, that meant assembling a local board of directors. The vision of the bank’s chairman, Mani Jacob, is to be locally owned and locally managed, with local decision making, Hansen says. “It’s a major milestone to get a bank application filed,” he says, and that process starts with a vision. The duo, along with board members and advisers, have been actively working “very methodically and decisively” on forming the bank for about two years. Hansen and Judd say the idea for the bank was sparked three years ago. The intent is for Tyme to be a place where local account holders, either enterprise businesses or startups, could come to get the kind of service, credit, and funds needed to help build their futures. Hansen says the new community bank will be an important piece in the North Texas economy, serving customers in its target area of Dallas, Denton, and Collin counties. A de novo bank is a new, from scratch, institution that’s not created via either a merger of equals (MOE) or by acquisition. In fact, only 21 de novo bank applications were submitted nationwide in 2019. Tyme Bank was the only de novo application in 2019 from North Texas, and one of only two filed in the state of Texas last year (the other was in Houston), according to S&P Global. In the interview, Hansen and Judd talked about the process they undertook from idea to application and the promise a new bank brings to North Texas. The approval process usually takes roughly 120 days. Hansen and proposed CFO Ken Judd told Dallas Innovates in an interview this week that they hope all approvals will come back in the spring so the bank could open in the third quarter. Tyme Bank submitted those applications to federal and state regulators. The process has been a three-year journey for proposed CEO Joseph Hansen, who led the bank out of stealth in December to file its applications. If your soil is too heavy or you have a small garden, grow thyme in pots – they will thrive in 15cm (6in) pots filled with a gritty potting medium, ideally soil.A group of Dallas organizers has filed a de novo application for a new bank in North Texas, something that hasn’t happened in the region since 2009. They demand well-drained soil and will rot over winter if the ground is too wet. Plant out in a warm, sunny spot in the garden. Protect plants in pots from excessive winter wet by placing in a rain shadow or a dry, light position and raise onto pot feet to allow the compost to drain freely. Remove fallen leaves that settle on thyme plants in autumn to prevent rotting. Place a collar of horticultural grit or gravel around plants in the ground to protect the foliage from wet soil.Ĭlip to shape after flowering with secateurs. Ensure plants in pots are not allowed to dry out completely for any length of time during long hot, dry spells. Plants hate too much water and are fairly drought tolerant. When seedlings are large enough to handle, prick out into individual pots. Cover with a light layer of sieved compost and water gently. In early spring fill small pots with seed sowing compost and scatter a few seeds lightly over the surface. Thyme can be brought at ready-grown plants, but is also easy to grow from seed. RHS Flower Show Tatton Park - 19–23 July 2023. ![]() RHS Hampton Court Palace Garden Festival - 4–9 July 2023.Malvern Autumn Show - 23–25 September 2022.RHS Garden Wisley Flower Show - 6–11 September 2022.RHS Garden Rosemoor Flower Show - 19–21 August 2022.RHS Garden Hyde Hall Flower Show - 3–7 August 2022.RHS Garden Harlow Carr Flower Show - 23–26 June 2022.RHS Botanical Art and Photography Show - 9–29 April 2022.RHS Garden Wisley Spring and Orchid Show - 25–27 March 2022.
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